RISK MANAGEMENT OF HEALTH INSURANCE PORTFOLIOS

Ref.No: 61410400
Start date: 18.12.2024
End date: 31.12.2025
Approval date: 18.12.2024
Department: APPLIED MATHEMATICAL & PHYSICAL SCIENCES
Sector: MATHEMATICS
Financier: ΕΠΙΤΕΛΙΚΗ ΔΟΜΗ ΕΣΠΑ, ETHNIKO TAMEIO ANAKAMPSIS KAI ANTHEKTIKOTITAS/UP. PAIDEIAS THRISK & ATHLITISMOU
Budget: 29.618,40 €
Public key: ΨΕΜ446ΨΖΣ4-Ξ8Ψ
Scientific Responsible: Prof. FOUSKAKIS
Email: fouskakis@math.ntua.gr
Description: THE PROJECT AIMS TO ESTABLISH MULTIPARAMETRIC MODELS OF STATISTICAL RISK PREDICTION THAT WILL CORRESPOND TO THE SPECIFIC CHARACTERISTICS OF THE PARALLEL PRIVATE INSURANCE SYSTEM OF GREECE AS WELL AS THE AVAILABILITY OF DATA IN ORDER TO BE CAPABLE, FOR GIVEN PORTFOLIOS, OF PREDICTING: - THE FREQUENCY AND SEVERITY OF INPATIENT AND OUTPATIENT EVENTS AND THE ABILITY TO ANALYZE SPECIFIC GROUPS OF DIAGNOSES. - THE AVERAGE COST PER INSURED PERSON AND ITS EVOLUTION - THE POPULATION MOVEMENTS INSIDE AND OUTSIDE THE PORTFOLIOS AND THE CHARACTERISTICS OF THESE POPULATIONS - THE COST/BENEFIT RATIO OF TARGETED STRATEGIC MOVES. THE AIM OF SUCH A MODELING EXERCISE IS TO STRENGTHEN THE ABILITY OF INSURANCE COMPANIES TO: - UNDERSTAND THEIR TRUE POSITION IN TERMS OF THEIR PORTFOLIO AND THE MARKET, EXAMINE CORRECTIVE ACTIONS WITH GREATER CONFIDENCE - DESIGN NEW PRODUCTS THAT BETTER MEET THE NEEDS OF POLICYHOLDERS AND THEIR RISK APPETITE - SUPPORT THEM IN THEIR EFFORT TO STRUCTURE CORPORATE RESPONSIBILITY GOALS
Go to Top